3D Secure Authentication

RSA® Adaptive Authentication for eCommerce

Prevent payment fraud and accelerate digital commerce with a fraud detection and risk-based authentication solution that supports the 3D Secure 2.0 protocol. RSA Adaptive Authentication for eCommerce:

  • Detects up to 97 percent of fraudulent transactions
  • Generates average monthly fraud savings of nearly $2 million
  • Provides a seamless, secure payments experience for consumers

E-Commerce Fraud Hurts the Bottom Line

$1.9 trillion in total e-Commerce sales

(Source: eMarketer)

0.3% fraud as a percentage of transactions

(Source: RSA Anti-Fraud Command Center)

$660,000 per hour


Featured Resources

White Paper

The Benefits of 3D Secure 2.0

Find out how the secure payments protocol benefits credit card issuers and merchants, and learn what to look for in a 3D Secure 2.0 authentication provider.

Read the White Paper

Data Sheet

RSA & 3D Secure 2.0

Learn how RSA Adaptive Authentication for eCommerce supports the 3D Secure 2.0 protocol, prevents fraud and promotes a seamless payments experience across devices.

Read the Data Sheet


Invisible, Effective Authentication

Authenticates the vast majority of cardholder transactions silently, eliminating the 100 percent challenge rates, static passwords and cumbersome cardholder enrollment processes associated with earlier versions of the 3D Secure protocol.

Global Fraud Network

Leverages the RSA eFraudNetwork, the industry’s first and largest international, cross-institutional and cross-platform network of confirmed fraud, to identify indicators linked to known and attempted fraud schemes across more than 150 countries.

Risk Engine

Analyzes more than 100 risk indicators including user behavior, device type and intelligence from the RSA eFraudNetwork to identify fraudulent transactions with a high degree of accuracy.

Policy Manager

Allows credit card issuers to establish policies governing when step-up authentication is required for transactions based on the card issuer’s risk tolerance.

Analytics Applications

Provides card issuers with full visibility into their 3D Secure transaction data, including daily and monthly monitoring metrics, fraud detection rates and rule performance data.

Modern Authentication Methods

Supports a range of step-up authentication methods including biometrics, SMS, one-time passwords and more.


Supports a secure, frictionless digital shopping experience for consumers by leveraging the 3D Secure 2.0 protocol.

Provides an integrated solution for fraud detection and risk-based authentication to credit card issuers seeking to offer additional cardholder protection.

Mitigates the risk of card issuers incurring chargeback losses from card-not-present fraud.

Promotes secure transactions with fraud detection rates up to 97 percent, low customer intervention rates and a “genuine-to-fraud” ratio of two to one (i.e., only two legitimate transactions get challenges for every fraudulent transaction identified).


2017 Consumer Cybersecurity Confidence Index

Insights from this survey may help you make a stronger business case for investments in authentication solutions that support the 3D Secure 2.0 protocol.

Get the Survey Results

Analyst Report

Business-Driven Fraud Prevention: Engaging Leadership to Drive Investment

Explore the key performance metrics used by banks, credit card issuers and merchants to measure the success of their fraud prevention programs.

Download the Analyst Report

RSA Minimizes Fraud Losses

RSA Adaptive Authentication for eCommerce customers incur, on average, just $3.55 worth of fraud losses for every $10,000 they earn in legitimate transactions.

RSA Minimizes Fraud Losses
Source: RSA

E-commerce Fraud Prevention Calculator


In less than 30 seconds you can find out how much money RSA Adaptive Authentication for eCommerce can save your company in fraud losses.


White Papers


Data Sheets

  • RSA & 3D Secure 2.0 Learn how RSA Adaptive Authentication for eCommerce supports the 3D Secure 2.0 protocol, prevents fraud and promotes a seamless payments experience across devices.



Analyst Reports


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