Authenticates the vast majority of cardholder transactions silently, eliminating the 100 percent challenge rates, static passwords and cumbersome cardholder enrollment processes associated with earlier versions of the 3D Secure protocol.
Analyzes more than 100 risk indicators including user behavior, device type and intelligence from the RSA eFraudNetwork to identify fraudulent transactions with a high degree of accuracy.
Global Fraud Network
Leverages the RSA eFraudNetwork, the industry’s first and largest international, cross-institutional and cross-platform network of confirmed fraud, to identify indicators linked to known and attempted fraud schemes across more than 150 countries.
Allows credit card issuers to establish policies governing when step-up authentication is required for transactions based on the card issuer’s risk tolerance.
Provides card issuers with full visibility into their 3D Secure transaction data, including daily and monthly monitoring metrics, fraud detection rates and rule performance data.
Modern Authentication Methods
Supports a range of step-up authentication methods including biometrics, SMS, one-time passwords and more.
Supports a secure, frictionless digital shopping experience for consumers by leveraging the 3D Secure 2.0 protocol.
Mitigates the risk of card issuers incurring chargeback losses from card-not-present fraud.
Promotes secure transactions with fraud detection rates up to 97 percent, low customer intervention rates and a "genuine-to-fraud" ratio of two to one (i.e., only two legitimate transactions get challenges for every fraudulent transaction identified).
Provides an integrated solution for fraud detection and risk-based authentication to credit card issuers seeking to offer additional cardholder protection.