3D Secure Authentication
RSA Adaptive Authentication for eCommerce
RSA Adaptive Authentication for eCommerce provides a risk-based authentication solution for credit card issuers that need to offer additional cardholder protection and fraud management tools to enhance the online shopping experience.
- Leverages the widely accepted 3D Secure protocol and infrastructure.
- Enables merchants and card issuers to provide a consistent, secure online shopping experience for consumers while mitigating the risk of chargeback losses.
Provides a complete fraud detection platform for financial institutions that need to offer additional cardholder protection and fraud management tools for the online shopping experience.
Initiates requests for additional identity verification using a dynamic risk- and rules-based approach.
Balances security and convenience by offering multiple deployment and configuration options to meet the needs of almost any organization.
Leverages 3D Secure technology to support a secure, frictionless online shopping experience for cardholders while mitigating the risk of chargeback losses from card-not-present fraud.
Enables collaborative, real-time sharing of fraud-connected data through the RSA eFraudNetwork.
Risk-Based 3D Secure for Card Issuers
RSA Adaptive Authentication for eCommerce is a risk-based authentication solution for 3D Secure transactions that delivers industry-leading fraud prevention rates. RSA Adaptive Authentication for eCommerce dramatically improves the cardholder experience by eliminating challenge rates and passwords. It also protects merchant revenue by reducing shopping cart abandonment.
RSA Risk Engine
The RSA Risk Engine drives our high fraud prevention rates. The Risk Engine analyzes more than one hundred risk indicators including behavior, device and the eFraudNetwork to identify the risk of a fraudulent transaction. The Policy Manager allows you to apply business logic on top of RSA’s integrated fraud detection capabilities.
The Analytics Application provides card issuers with full visibility into their 3D Secure transaction data, putting daily and monthly monitoring metrics, fraud detection rates and rule performance data at your fingertips.
Industry-Leading Fraud Prevention Rates
With fraud prevention rates consistently exceeding 93 percent and a very low false positive rate, RSA Adaptive Authentication for eCommerce delivers a tremendous return on investment.
Global Fraud Network
The RSA eFraudNetwork is the industry’s first and largest cross-institutional, cross platform, international online network of confirmed fraud. The network includes IP addresses, mule accounts, devices (including mobile), merchants and other indicators that have been involved in fraud or a fraud attempt across more than 150 countries
With this new solution, we’ve not only accelerated our ability to identify and respond to fraud threats now, but we’re also able to gain better visibility into emerging trends so we can be better prepared to combat new threats as they develop.
Head of Fraud and Anti-Money Laundering Services @ Indue