Authenticates the vast majority of cardholder transactions silently, eliminating the 100 percent challenge rates, static passwords and cumbersome cardholder enrollment processes associated with earlier versions of the 3D Secure protocol.
Global Fraud Network
Leverages the RSA eFraudNetwork, the industry’s first and largest international, cross-institutional and cross-platform network of confirmed fraud, to identify indicators linked to known and attempted fraud schemes across more than 150 countries.
Analyzes more than 100 risk indicators including user behavior, device type and intelligence from the RSA eFraudNetwork to identify fraudulent transactions with a high degree of accuracy.
Allows credit card issuers to establish policies governing when step-up authentication is required for transactions based on the card issuer’s risk tolerance.
Provides card issuers with full visibility into their 3D Secure transaction data, including daily and monthly monitoring metrics, fraud detection rates and rule performance data.
Modern Authentication Methods
Supports a range of step-up authentication methods including biometrics, SMS, one-time passwords and more.
Supports a secure, frictionless digital shopping experience for consumers by leveraging the 3D Secure 2.0 protocol.
Provides an integrated solution for fraud detection and risk-based authentication to credit card issuers seeking to offer additional cardholder protection.
Mitigates the risk of card issuers incurring chargeback losses from card-not-present fraud.
Promotes secure transactions with fraud detection rates up to 97 percent, low customer intervention rates and a “genuine-to-fraud” ratio of two to one (i.e., only two legitimate transactions get challenges for every fraudulent transaction identified).
3D Secure: The Force for CNP Fraud AwakensGet an overview of the current threat environment for card-not-present fraud and learn how the 3D Secure protocol is evolving to better meet the needs of consumers, credit card issuers and merchants.
The Benefits of 3D Secure 2.0Find out how the secure payments protocol benefits credit card issuers and merchants, and learn what to look for in a 3D Secure 2.0 authentication provider.
3D Secure 2.0, PSD2 and the Future of Digital PaymentsGet up to speed on the latest developments in the 3D Secure 2.0 protocol and the European Banking Association’s Payment Service Directive II (PSD2). Find out how these initiatives may impact consumer authentication and learn how you can prepare.